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What is GIC?

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The government of Canada needs an assurance that when you reach Canada, you have enough funds (at least 10,000 CAD) to cover all your living expenses in the country for one year. And to do so, you will be needed to purchase the Guaranteed Investment Certificate (GIC). It is a short-term liquid investment for 1 year and offered by Canadian Banks with guaranteed returns. It is for Indian students who wish to study in the Student Partners Program (SPP) colleges in Canada. 

When submitting your application for a study permit, you will need to submit the GIC as well. Banks that provide GICs include – Scotia Bank, SBI Canada Bank, and ICICI Bank Canada.

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